As part of North America Credit Initiation program, TIBCO BPM is used for workflow management for Credit card requests across all the lines of business. TIBCO suite of products such as TIBCO AMX BPM, TIBCO BW, and TIBCO EMS are used to provide a holistic workflow management platform.

Citibank is the consumer division of financial services multinational Citigroup.

E-Cheque clearing and settlement is an image-based, cost-effective, MICR cheque processing and Settlement solution. The received transactions are validated in the System. Users defined in the specific group will have access to the transaction and work flow is designed to support manual decision to accept or reject the transaction. All the transaction will have a specified cut-off time after that no further action can be done. Also support screening services (SDN)to validate the customer details.

The formation of the Lloyds Banking Group (LBG) is a result of acquisition of HBOS by LTSB has created need to integrate the two organizations (Halifax and Bank of Scotland). Your Finance application is used by bank employees to open account for customers and other retail banking functionalities. YF Stability team stabilizes the Your Finances Application in Retail Banking. YF Stability team fixes the Live Defects and BAC Defects in which the customer faces while using the application.

Maker-Checker BPM Service application is all about making an authorized transaction and focused mainly on restricting fraudulent transactions. Involves Payee details, Fund Transfer and Standing Instructions as major operations. The application involves two level of approval process which is implemented using workflow management process in TIBCO AMX BPM. When an online transaction has been subjected to CITI screening process, it comes to BPM Queue from which it proceeds to a Maker and Checker review process .Once the Maker approval is done the transaction is made to wait for checker approval and finally theapprove or reject decision is made on the transaction. If the transaction is idle for 3 days, then the transaction will be moved to deferred status and no one can act on that case anymore.