Bajaj Finserv is the holding company for the businesses dealing with financial services of the Bajaj Group. It provides multiple products like: Secured loan, unsecured loan, investment, insurance and Credit Cards and wallet. It is the digital platform where user can apply online for the loans by providing all the details (e.g. personal, employer and financial). Applicant can upload the required documents for the verification. Applicant can buy the other products of Bajaj also while taking the loans, like insurance or Value added services. Applicant can track the status of his loan applications. Journey to apply secured loan is given below: A user can fill all user details from Journey for HL, HLBT, LAP or LAPBT. After that user can check their eligibility on the basis of given user details. On the basis of initial eligibility user can take loan upload all appropriate documents. After completion of scheduling appointment bank can disburse loan to user account.

Bajaj Finserv is the holding company for the businesses dealing with financial services of the Bajaj Group. It provides multiple products like: Secured loan, unsecured loan, investment, insurance and Credit Cards and wallet. It is the digital platform where user can apply online for the loans by providing all the details (e.g. personal, employer and financial). Applicant can upload the required documents for the verification. Applicant can buy the other products of Bajaj also while taking the loans, like insurance or Value added services. Applicant can track the status of his loan applications.

To promote app or specific feature or product we are creating a referral program. Referrals are a powerful sales channel since people often trust the opinions of others, especially when during the buying process. Providing a referral program that offers customers the opportunity and structure to share their positive experience with others is valuable for all parties involved. From a business aspect, acquiring new customers and growing sales is easy when leveraging the voice of established customers If a user downloads the mobile app, Sign ups and does the 1st UPI transaction both the referrer and referee will be eligible for referral rewards and if user does the 1st Digital Gold transaction both the referrer and referee will be eligible for referral rewards. User can refer to his friends or family or to anybody via different social channels like WhatsApp, Facebook, Instagram, Twitter, Direct Message, and Email.

vLendRight - An auto purchase and advisory platform which only a bank can offer. VlendRight is a platform where customer, bank and dealers can deal on a single platform. vLendRight is digital age customer journey platform which: * Re-imagines customer auto purchase journey as a purchase funnel. * Uses financial institution's knowledge of the customer. * Integrates partner dealers, data ecosystem and car data. * Matches car to a customer persona. * Delivers smart advice on financing options and deals.