Spectrum Insurance is a publicly held insurance company, offering auto, home, commercial and life insurance through a network of independent insurance agents. They are well known throughout the life insurance, annuity and retirement services industry and viewed as among the most stable, privately held financial services companies in the U.S

A multinational diversified financial services company headquartered in Switzerland. UBS is involved in virtually all major financial activities, including retail and commercial banking, investment banking, investment management. UBS has a major presence in the United States and has its American headquarters in New York City.