Algo360 collects alternate data to generate useful insights of User credit history and provides
digital field investigation by verifying the user identity across government recognized platforms
like Aadhar and PAN and across social platforms like Facebook, LinkedIn and google. This
enables lenders to skip the physical verification process and approve the loan instantly.

Algo360 applicant validation module uses state of art facial recognition and computer vision
algorithms developed in-house to perform Face Matching and information extraction with
various accepted government issued proofs (Aadhar and PAN card. More on the way!). The
module is available in the form of a quick, easy to integrate and ready to go web API and
Android SDK. Once integrated a loan applicant/customer is required to click a selfie and a picture
of his identity proof for the algorithm to perform the validation.

• MIS/Automatic Triggers/Visualization: Set up new reporting tool with automated reporting,
visualization, trigger capability; incorporating different information sources to make better
decision making and strategic calls.
• Asset & Client Engine: Engine predicts loss given default for the different manufacturer, asset
categories, asset descriptions for different geographical location at the time of application
and calculates the cost of risk at different levels.

• Field App for Lead Origination, Field Investigation, Loan Collection, and Employee Conveyance Management & tracking.
• Customer App for customer onboarding, document collection & payment updates.
• Dashboards for live employee tracking & loan status.