The solution provides a secure, reliable, and scalable method to operators to sell airtime without vouchers. Security is built-in to the system on a number of levels. All transaction data is encrypted for transmission outside the system. Each transaction is authenticated and can be reversed up until the point where it has been completed. A full audit trail is maintained providing historical information for every transaction and all user activity. This level of security provides assurance for the Operator & enables users to feel confident in using services provided by the system.

Mobile money provides solutions to use payment and transfer money via a mobile devices. Instead of paying with cash, cheque, or credit cards, a consumer can use a mobile phone to pay for a wide range of services and digital or hard goods.This solution brings both micro-banking and e-Topup features. The features include opening m-wallets through authorized retail outlets Banking Agents), deposit & withdraw cash from m-wallets, move real money from one m-wallet to another, make payments for goods & services.

Enabling wallets for Glo Agent network, along with liquidity & float management of these agent wallets. Allowing walk in subscribers to recharge prepaid accounts, pay bills, cash in & cash out, cash deposit, withdrawal, new m-money wallets & Bank account using at Go agents, where funds in Glo Agent wallets are adjusted to settle the transaction.

Data archival system works as per regulatory requirements. The requirement is to have a central data repository for all the applications that are operating within MTN, in order to ensure that after data archival from independent applications, data can be available for records on the central archival system outside individual applications.